Welcome To The Panafrican Investment Stokvel
The Panafrican Investment Stokvel (PIS) is an Investment Stokvel that seeks to challenge the African Narrative through collective development. PIS seeks to eliminate the concept that sustainability can be achieved through individualism
Introducing Business Akaho - Save with us and Protect Your Money
We offer you an alternative to modern banking. Akaho is a traditional African way of setting money aside for rental payment, year-end projects or for specific goals. Our stokvel encourages members to save and put money aside by collecting an agreed amount from them daily, weekly or monthly and returning to them when they need it the most. They can also deposit their cash at our stokvel account for safe keeping
Our Structure
We have structured our activities under 3 entities to ensure sustainability
The PanAfrican Investment Stokvel (PIS)
This is our stokvel that has a non-profit objective and is used to Manage
Members, issue reports Reports,
Onboarding and Communications as well as administer benefits for members).
Co-operative Banking and Investment Portfolios
Our Cooperative Banking and Investment Portfolio is the vehicle through which we manage our banking license and hold investments carried out by our co-operative bank across the African Continent.
Easy Loans And Pawn Brokerage
PIS Micro Finance holds our license for the provision of credit and provides loans to our members and non-members. PIS Micro Finance provides both unsecured loans and collateral loans.
Investment Porfolio
In order to achieve our objectives, We have currently limited our investment mandate to the investments listed below. By investing only in the projects listed below, we are able to manage our risk to sustainable levels and ensure financial produce in our management style . This mandate can be modified only after every Five years or if earlier by 75% majority member vote or can be limited by the laws of the republic of South Africa or other countries we choose to invest based on the legal structure we decide to carry out a particular investment under. Any changes take into account the realities of the economic environments we work in.
Social Insurance Fund
We assist our members with benefits such as critical sickness or disablity, bail benefit, dead benefit, Bursary for members’ kids. Every year, our benefits are updated. Click below to see our benefits and Ts & Cs